1. Freedom of speech includes: (Points : 10)the right to speak.the right to hear.the right to be heard.all of the above.2. Religious freedom includes: (Points : 10)the freedom to worship.freedom to print instructional material.freedom to train teachers.all of the above.3. What type of life insurance would most likely be used to cover the outstanding balance of a homemortgage?A. Universal lifeEnd of examB. Straight lifeC. EndowmentD. Decreasing term insurance4. Terry has medical coverage under Medicare. From this fact alone you can infer its likely that Terry isA. poor.B. age 65 or over.C. in a long-term care facility.D. disabled.