1.How has the banking system evolved into a dual banking system and what does th

1.How has the banking system evolved into a dual banking system and what does this mean?2.What are some of the products and services created from technological advances in the banking system?Both your response should be at least 200 words in length. You are required to use at least your textbook as source material for your response. All sources used including the textbook must be referenced; paraphrased and quoted material must have accompanying citations.