1.Identify any long-term investment instruments you use orhave usedin the past (

1.Identify any long-term investment instruments you use orhave usedin the past (if you havent used any identify those that you aremost likely touse). Include any retirement funds established at work andpension/retirementcontributions made by your employer. Assess whether or not youroverallinvestment portfolio is efficiently diversified. Why is there alack ofdiversification? What steps can you take to modify this? If youplan to investlong term what steps will you take towardsdiversification?