1. regulatory balance sheet restrictions are designed to:a. encourage high risk-

1. regulatory balance sheet restrictions are designed to:a. encourage high risk-taking by proper diversificationb. limit proper diversificationc. limit risk-taking and encourage diversificationd. limit the size of depository institutions2. The purpose of a bank examination is toa. verify the banks financial statements according to general accepted accounting principlesb. maintain proper control of the bank by the FDICc. promote and safety soundness and compliance with regulationsd. make sure the bank is not ageing any risk3. The regulatory agency most directly concerned with supervising thrifts is thea. FHLBBb. BOTSc. COCCd. Fed4. The major assets of savings and loans area. mortgage-backed securitiesb. construction loansc. residential mortgagesd. cash and investment accounts