1) Variables important to credit scoring models includeA.-negative public records.B.-age of company in years.C.-facility ownership.D.-all of these variables apply.2) What is generally the largest source of short-term credit small firmsA.-Commercial paperB.-Bank loansC.-Installment loansD.-Trade credit3) Commercial paper that is sold without going through a broker or dealer is known asA.-dealer paper.B.-term paper.C.-book-entry transactions.D.-direct paper.4) Which of the following is not a true statement about commercial paperA.-Finance paper is also referred to as direct paper.B.-Industrial companies utility firms or finance companies too small to sell direct paper sell dealer paper.C.-Dealer paper is sold directly to the lender by a finance company.D.-Finance paper is sold directly to the lender by the finance company.