24.13 BusinessEthicsWarren and Kristina Mahaffey were approachedby a salesman from the Five Star Solar Screens Company (Five Star).The salesman offered to install insulation in their home at a costof $5289. After being told that the insulation would reduce theirheating bills by 50 percent the Mahaffeys agreed to the purchase.To pay for the work the Mahaffeys executed a note promising to paythe purchase price with interest in installments. The note whichwas secured by a deed of trust on the Mahaffeys home containedthe following language: Notice: Any holder of this consumer creditcontract is subject to all claims and defenses which the debtorcould assert against the seller of goods or services obtainedpursuant hereto or with the proceeds thereof. Several days afterFive Star finished working at the home it sold the installmentnote to Mortgage Finance Corporation (Mortgage Finance).