31a) Marcus (ssn 397-73-8399) and Debra Cross own three homes. Information reg

31a) Marcus (ssn 397-73-8399) and Debra Cross own three homes. Information regarding the amount of acquisition indebtedness as well as interest and taxes paid
on each home during the year is as follows.

Acquisition Interest. Taxes

Indebtedness. Paid. Paid

Principal residence. $240000. $18330. $2400

Vacation home #1. $300000. $18583. $2800

Vacation home # 2. $350000. $19044. $3400

During 2012 the crosses made cash gifts totaling $12000 to various qualified public charities. The Crosses gifted 150 shares of stock to their church during
2012. They purchased 100 shares of the stock for $10 a share in 2008. The other 50 shares were purchased earlier in 2012 for $18 a share. At the times the
shares were donated to the church their fair market value was $24 a share. The Crosses only other itemized deductions for 2012 were $4240 that their
employers withheld from their paychecks for state income taxes. The Crosses AGI for 2012 is $214540. Compute the Crosses total itemized deductions and prepare
their schedule A.