Budgeting is not about limiting spending. It is aboutstructuring it. A sound bud

Budgeting is not about limiting spending. It is aboutstructuring it. A sound budget includes financial goals and alignsspending to the goals. For most people living expenses are thelargest part of their budget. Smaller amounts are set aside forlong-term goals such as college or retirement. Without a budgetmany people find that they have nothing left for savings at the endof the month. They often cannot say where they spent the money. Itis the small day-to-day buys not the large ones that create theproblem.a. encourage savings.b. track your true living expenses.c. bring order to how your money is spent.d. see whether or not financial goals are realistic