Choose a client or yourself. For confidentiality purposes use afictitious name. Prepare a personal budget balance sheet and cashflow statement. Write a memo that includes the following: Asummary of the facts including ages of the client spouse anddependents; educational background; income status of client andspouse; and two major concerns and goals. Summary of key itemsand findings from the personal budget balance sheet and cash flowstatement. Recommendations and support for improving thefinancial situation