David Salter has a personal automobile policy (PAP) with coverage of $ 25000/$ 50000 for bodily injury liability $ 25000 for property damage liability $ 5000 for medical payments and a $ 500 deductible for collision insurance. How much will his insurance cover in each of the following situations? Will he have any out- of- pocket costs?a. David loses control and skids on ice running into a parked car and causing $ 3785 damage to the unoccupied vehicle and $ 2350 damage to his own car. b. David runs a stop sign and causes a serious auto accident badly injuring two people. The injured parties win lawsuits against him for $ 30000 each. c. Davids 18- year- old son borrows his car. He backs into a telephone pole and causes $ 450 damage to the car.