Develop a three- to four-page analysis of the techniques Dr. Kallman has identif

Develop a three- to four-page analysis of the techniques Dr. Kallman has identified for managing risks. In this analysis compare Dr.Kallmans techniques to the techniques recommended in the second article. Explain why you agree or disagree with each authors recommendations. Describe other factors you believe should be considered in risk management. The paper should be comprehensive and include specific examples.