Historically risk management has generally been limited to pure loss exposure in

Historically risk management has generally been limited to pure loss exposure including property risks liability risks and personnel risks. Recently many companies have begun to take a more holistic management approach to = pure and speculative risk. In a three- to four-page paper (excluding title = and reference pages) formatted according to APA style guidelines discuss t= he current changing landscape of risk management. Be sure to identify causal factors for change risk management tools and desired outcomes. Use at l= east two scholarly sources in addition to the textbook including a minimum of one from the Ashford University Library.