Law Question.Here is the Scenario. A Divorced person filed a Chapter 7 Bankruptcy 1 year prior to his ex-wife filing her chapter as she shared the home and was under the title as well. The Bank failed to foreclose as there was a federal moratorium and a short sale in the works.Under the Bankruptcy Lawswhat protection would an individual have as the bank was still reporting and open & delinquent account on this persons credit bureau despite being notified of the chapter 7 filing & discharge to which no objection was made.Does this same individual have any recourse?