Ruby recently accepted a job with a large insurance firmas an internal auditor.

Ruby recently accepted a job with a large insurance firmas an internal auditor. Ruby has found that her job is differentthan the internship she had at an accounting consulting firm. Theinsurance firm has strictly defined job responsibilities and linesof communication. For every decision Ruby needs to make approvalmust be obtained from upper management. Overall she has found theatmosphere to be quite formal as compared to the internship. Rubyhas concluded that the insurance firm hasA. a high degree of centralizationB. decentralized authorityC. a matrix designD. an ineffective structure