The following statement just needs a reply to please I believe it is good

The following statement just needs a reply to please

I believe it is good to start thinking about retirement at an early age. In my opinion the earlier the better. I started
thinking about retirement at the age of sixteen when I got my first job. I was thinking about my future. Now on the side I started taking action at the age of
25. I started investing in 401k and building a savings account. The idea is to start saving when you determine how much want to have at the age of retirement
and how much you can afford to save on a monthly basis. This may differ from person to person. I know people who started saving at an earlier age and some
that started saving at a later age. I started taking steps five years ago so hopefully at my retirement age I will have almost 100k saved up. Also I will
invest in some stock not much but it can help me with my retirement. I already have financial plan for retirement
and a retirement budget.