What is your informed opinion about how efficient financial markets are today?Related sub questions to consider:How does your opinion influence yourinvestment decisions(e.g. Do you prefer to invest yourretirement fundsthrough managed funds or index funds/Exchange Traded Funds) and your decisions in the financial management of the firm?What alternative to theEfficient Market Hypothesisdid you find or do you have to offer?Are you a proponent of more or less regulation?Where or how does the topic of globalization fit into the discussion of efficient markets?